Chico Rancheria Housing Corporation

 

Programs

The Corporation administers eight (8) programs in specific jurisdictions (defined below).  A brief description of each program is also provided.

Butte, Glenn, & Tehama counties:

  • Mutual Help Housing
  • Low-Income Rental Housing
  • Emergency Housing Assistance
  • Family - Tenant Based Rental Assistance
  • Owner-occupied Home Rehabilitation Assistance

All Areas of the United States:

  • Elder's Owner-occupied Minor Rehabilitation Assistance
  • Student - Tenant Based Rental Asssistance
  • Homebuyer Assistance

 

Home Ownership Housing Program

The Corporation administers a Home Ownership Program based on mutual help concepts that includes 30 single family housing units.  A portion of monthly payments are reserved for maintenance, while another portion is reserved as an equity figure.  A purchase reduction occurs monthly when the family meets the break-even cost of the program. When the equity figure meets the purchase price, the Tribe conveys the home to the family.

 

Low-Income Rental Housing

The Corporation administers a Low-Income Rental Program that currently includes one four- plex apartment building. The program provides safe, sanitary, and affordable housing to tribal members while offering services, such as financial management skills, credit counseling, and basic housing counseling.  Tenants are required to develop and follow a self-sufficiency plan in consultation with the Housing Corporation. The long term goal of the program is for tribal members to ultimately graduate and move out of the rental units and into open market rentals or purchase their own home. While in the program, tenants are also eligible for other programs offered by the Corporation, such as Homebuyer Assistance and Mutual Help.

 

Emergency Housing Assistance

Emergency Housing is a form of rental assistance consisting of the first month’s rent and security deposit. This assistance program can be utilized twice in a lifetime with a four year period between the first usage and the last usage. The purpose of the program is  1) To provide safe, sanitary and decent affordable housing to tribal members who are homeless due to an emergency situation beyond their control; 2) To assist tribal members in locating a rental unit that is adequate for family size and near schools and the work place; 3) To help alleviate the financial burden on tribal members in an emergency situation; and 4) To remove tribal members from potentially harmful situations that may occur due to homelessness.

Family - Tenant Based Rental Assistance (TBRA)

This program assists families by subsidizing rent up to $250.00 per month. Participating families are provided with links to employment training services, transportation services, and low-cost utility benefits.  Tenants are required to develop and follow a self-sufficiency plan in consultation with the Housing Corporation. The goal is to increase financial resources available to the household, so the family can become self-sufficient.

 

Owner-occupied Home Rehabilitation Assistance

This program assists homeowners with housing repair needs by providing rehabilitation assistance.  Home rehabilitation or improvements can be made to bring a home up to modern living standards.  The Corporation works with the homeowner to determine the housing need and administers the construction repairs of the home.  The assistance provides up to a maximum of $12,000 per home for construction repairs.

 

Before 

After New Windows & Siding 

Elder's Owner-Occupied Minor Rehabilitation Assistance

The purpose of the Elder Owner-Occupied Minor RehabilitationAssistance program is to provide assistance to low-income elder homeowners who have a minor rehabilitation need when there is no other source of funding to meet their need, or when the some funds are available but not enough to cover all expenses.  Such repairs are limited to heating, ventilation, & cooling rehabilitation; appliance rehabilitation; minor plumbing rehabilitation; and rehabilitating minor electrical problems.

Student - Tenant Based Rental Assistance (TBRA)

This program provides a monthly rental subsidy up to $250.00  per month for students.  Students must be enrolled fulltime (12 units) in a qualified educational program, and are required to provide verification of passing grades and attendance.

 

Homebuyer Assistance

This program assists first-time home buyers in purchasing a home by providing assistance with a down payment. A first-time homebuyer is a person who has not owned a home in the last three years.  This program provides eligible applicants with a down payment of up to 25% of an approved loan. The funds are paid directly to the title company.  Uses for these funds include title, escrow, home inspection, and closing costs. In addtion to down payment assistance, this program also assists with counseling and funds refinancing closing costs to existing homeowners.